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Disability Benefits Law

Get the benefits you deserve.

Are you, or is someone you care for, disabled from work? Are you suffering from an injury or illness that leaves you unable to effectively meet the demands of your employment? At Andalman & Flynn, we vigorously fight for benefits for individuals with disabilities.

Our experienced team of disability lawyers help those with physical or mental illnesses, as well as accidental injuries, and we have won thousands of claims in our more than 30 years of practice. We have experience with a vast array of illnesses, including:

Our disability law services are focused on you.

At Andalman & Flynn, we offer a comprehensive disability law practice that provides free consultations on disability benefit claims including Long Term Disability(LTD), Short Term Disability (STD) benefit claims in group policies, individual disability income (DI) policies, Federal Employee Retirement System (FERS) disability retirement applications, State of Maryland disability retirement applications and Social Security Disability benefits. We also provide representation for employee benefit claims such as life insurance, medical insurance and COBRA disputes. The disability benefit claims include Long Term Disability (LTD), Short Term Disability (STD) benefit claims in group policies, individual disability income (DI) policies, Federal Employee Retirement System (FERS) disability retirement applications, State of Maryland disability retirement applications and Social Security Disability benefits. Below is additional information:

FERS Disability Retirement Annuity

Civilian Federal and United States Postal Service employees throughout the United States who are covered under the Federal Employees Retirement System (FERS) for at least 18 months can apply to retire on a disability annuity if they establish that a medical condition prevents them from performing “useful and efficient” service. Essentially, that’s defined as the medical inability to perform your job, even with reasonable accommodation, for at least one year from the date of application.

At Andalman & Flynn, we help you negotiate the complex process of applying for disability retirement, or fighting a denial of your application for disability retirement. Our team of experienced attorneys can answer all of your questions and represent you through the initial application process at the Office of Personnel Management (OPM), as well as any necessary request for reconsideration at OPM and appeal to the Merit Systems Protection Board (MSPB), which will typically involve a trial before an Administrative Judge.

Our lawyers can also advise and represent you on the complex array of related issues that may arise out of your health problems, such as:

  • Proposed removals and other disciplinary actions
  • Claims for reasonable accommodations
  • Leave disputes
  • FMLA disputes
  • Health insurance disputes

Short-Term and Long-Term Disability Benefits

Are you working but facing a debilitating medical condition that will leave you unable to perform your duties? If so, you may be entitled to Short-Term, Long-Term Disability (STD and LTD) or Disability Income (DI) benefits. Many workers obtain LTD insurance coverage through group policies provided by their employers. These group policies are generally regulated by federal legislation known as ERISA (the Employee Retirement Income Security Act of 1974). In order to obtain STD or LTD benefits, claimants must normally apply through a third party insurance company which administers the insurance policy (a/k/a Plan Document). Andalman & Flynn will help you navigate the terms and conditions of the policy and maximize your chances of winning approval of your claim. The DI claims are not covered by ERISA, but similarly require that the claimant navigate the terms and conditions of the insurance policy.

You should be aware that the insurance company rarely has your best interests at heart! Our experienced disability attorneys can help you with the complex issues that may arise under the Plan and avoid exclusions (such as for pre-existing conditions) and limitation clauses (such as for disabilities caused or contributed to by emotional illnesses) built into the policy. We can also assist on related issues such as severance agreements, FMLA, reasonable accommodations, and COBRA. We represent claimants on initial application, administrative appeals, and appeals to court. We also represent clients on reviews regularly conducted by the insurance company. We strongly recommend that workers considering going out on disability obtain and carefully review the insurance contract and obtain experienced legal representation prior to filing any application.

Social Security Disability (SSD) & Supplemental Security Income (SSI) Benefits

Most American workers have paid into the Social Security system for years, relying on it to protect them and provide them with monthly benefits if they become disabled and unable to work. However, many individuals with disabilities find the process of applying for or appealing a claim to be complex, lengthy, and demoralizing. At Andalman & Flynn, we have helped thousands of clients win Social Security Disability benefits, representing individuals in all levels of the application and appeal process, including hearings before Administrative Law Judges (ALJs) and appeals to Federal Court.

State of Maryland and County Disability Retirement Benefits

The Maryland State Retirement Administration (SRA) provides eligible employees with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that serious injury or illness permanently prevents an employee from performing their job duties. At Andalman & Flynn, we represent employees at all stages of the application and appeal process for Maryland state disability retirement, including those filing for:

  • Ordinary disability retirement benefits
  • Accidental disability retirement benefits
  • Special disability retirement benefits
  • Service connected and non-service connected disability retirement benefits
Our disability lawyers can also help with related issues regarding use of the Family Medical Leave Act (FMLA), reasonable accommodations, and the Sick Leave Bank.
You’re in good hands.

At Andalman & Flynn, we treat every client as if you were a member of our family. We understand how important it is to obtain disability benefits for yourself and your loved ones. That’s why we put our wealth of experience to work to maximize your chances of securing these valuable funds as quickly and easily as possible. Living with a disability can be difficult, but getting the payments you’re entitled to shouldn’t be. If you’re ready to file a claim, the disability lawyers at Andalman & Flynn can help. Whether you need assistance obtaining long-term disability insurance, or FERS, SSDI, or State of Maryland disability retirement benefits, we’ll guide you through all aspects of applying for your claim as well as any necessary administrative or Court appeals.

Having a disability shouldn’t impede your financial survival. Rely on the experience of Andalman & Flynn to secure the best results for your disability claim. Please contact us today to schedule a consultation.


“From: Bob, Santa Fe, NM Elliott Andalman and staff, particularly Ms. Haamid, expertly handled my applications for disability retirement from the Office of Personnel Management (OPM) and the Social Security Administration (SSA). Their painstaking attention to detail made it possible for my applications to be approved in near-record time (6 months for OPM and 2

17 May 2007
To: Andalman & Flynn 8601 Georgia
Avenue Suite 604 Silver Spring, Maryland 20910 Dear Attorney Elliott Andalman Attorney Mary Ellen Flynn Everyone else concerned & Involved – I am sorry I have not written sooner to everyone at Andalman & Flynn due to my Urologic Surgery

“Mr. Elliott Andalman and Ms. Zubaidah Haamid truly possess competency, genuine compassion, seamless teamwork, efficiency, patience and perseverance. As you might already know, federal disability retirement cases are a lot of work, and I am thankful I hired the best, to do that work for me. I knew right from the start that Mr. Andalman

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When you need experienced legal counsel, turn to Andalman & Flynn. Our renowned team is here to provide vigorous representation for your most pressing family law and disability law issues and disputes.

Please contact us today to schedule a consultation.