Disability Benefits Law in Maryland & Washington, DC
Get the benefits you deserve.
Are you or someone you care for disabled from work? Are you suffering from an injury or illness that leaves you unable to effectively meet the demands of your employment? At Andalman & Flynn, P.C., we vigorously fight for benefits for individuals with disabilities.
For disability benefits attorneys in the Gaithersburg, Rockville, and Chevy Chase areas, contact Andalman & Flynn online or call us at 301-563-6685.
Disability Benefits for Various Illnesses in Maryland & DC
Our experienced team of disability benefits lawyers helps those with physical or mental illnesses, as well as accidental injuries, and we have won thousands of claims in our more than 30 years of practice. We have experience with a vast array of illnesses, including:
- Multiple sclerosis (MS)
- Sleep disorders
- Heart disease
- Degenerative arthritis
- Herniated discs
- Sleep disorders
- Complex regional pain syndrome
- Traumatic brain injury (TBI)
- Lyme disease
- Ehlers-Danlos syndrome
- Post-traumatic stress disorder (PTSD)
- Bipolar disorder
- Personality disorders
Disability Benefits Lawyers in Gaithersburg & Rockville
At Andalman & Flynn, we offer a comprehensive disability benefits practice that provides free consultations on disability benefits claims including Federal Employee Retirement System (FERS) disability retirement applications, long-term disability (LTD), short-term disability (STD), benefits claims in group policies, individual disability income (DI) policies, State of Maryland disability retirement applications, and Social Security disability benefits. Below is additional information:
Civilian federal and United States Postal Service employees throughout the United States who are covered under the Federal Employees Retirement System (FERS) for at least 18 months can apply to retire and receive a disability annuity if they establish that a medical condition prevents them from performing “useful and efficient” service. Essentially, that’s defined as the medical inability to perform your job, even with reasonable accommodation, for at least one year.
At Andalman & Flynn, we help you negotiate the complex process of applying for disability retirement or fighting a denial of your application for disability retirement. Our team of experienced attorneys can answer all of your questions and represent you through the initial application process at the Office of Personnel Management (OPM), as well as any necessary request for reconsideration at OPM and appeal to the Merit Systems Protection Board (MSPB), which will typically involve a trial before an administrative judge.
Our lawyers can also advise and represent you on the complex array of related issues that may arise out of your health problems, such as:
- Proposed removals and other disciplinary actions
- Claims for reasonable accommodations
- FMLA disputes
Are you working in the private sector but facing a debilitating medical condition that will leave you unable to perform your duties? If so, you may be entitled to short-term or long-term disability (STD and LTD) or disability income (DI) benefits. Many workers obtain LTD insurance coverage through group policies provided by their employers. These group policies are generally regulated by federal legislation known as ERISA (the Employee Retirement Income Security Act of 1974). In order to obtain STD or LTD benefits, claimants must normally apply through a third-party insurance company that administers the insurance policy.
Andalman & Flynn will help you navigate the terms and conditions of the policy and maximize your chances of winning approval of your claim. The DI claims are not covered by ERISA, but similarly require that the claimant navigate the terms and conditions of the insurance policy.
You should be aware that the insurance company rarely has your best interests at heart! Our experienced disability attorneys can help you with the complex issues that may arise under the plan and avoid exclusions (such as for pre-existing conditions) and limitation clauses (such as for disabilities caused or contributed to by emotional illnesses) built into the policy. We can also assist with related issues such as severance agreements, FMLA, reasonable accommodations, and COBRA.
We represent claimants on initial application, administrative appeals, and Complaints to court. We also represent clients on reviews regularly conducted by the insurance company. We strongly recommend that workers considering going out on disability obtain and carefully review the insurance contract and obtain experienced legal representation prior to filing any application.
The Maryland State Retirement Administration (SRA) provides eligible employees with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that serious injury or illness permanently prevents an employee from performing their job duties. At Andalman & Flynn, we represent employees of the State of Maryland (and certain counties) at all stages of the application and appeal process for Maryland state employee disability retirement, including those filing for:
- Ordinary disability retirement benefits
- Accidental disability retirement benefits
- Special disability retirement benefits
- Service-connected and non-service-connected disability retirement benefits
Our disability lawyers can also help with related issues regarding use of the Family Medical Leave Act (FMLA), reasonable accommodations, and the Sick Leave Bank.
Choose Andalman & Flynn for Disability Benefits Lawyers in MD & DC
At Andalman & Flynn, we treat every client as if you were a member of our family. We understand how important it is to obtain disability benefits for yourself and your loved ones. That’s why we put our wealth of experience to work to maximize your chances of securing these valuable funds as quickly and easily as possible. Living with a disability can be difficult, but getting the payments you’re entitled to shouldn’t be.
If you’re ready to file a claim, the disability lawyers at Andalman & Flynn can help. Whether you need assistance obtaining long-term disability insurance, or FERS, SSDI, or State of Maryland disability retirement benefits, we’ll guide you through all aspects of applying for your claim as well as any necessary administrative or court appeals.
Having a disability shouldn’t impede your financial survival. Rely on the experience of Andalman & Flynn to secure the best results for your disability claim. Please contact us online or call us at 301-563-6685 to schedule a consultation.
Frequently Asked Questions
How will the insurance company decide if I am entitled to long-term disability benefits?
The long -term disability insurance company will consider medical records, vocational information, information provided by your doctor, and any other information that you submit to the insurance company in support of your claim.
How long can I receive long term disability benefits?
Generally, you can receive disability benefits until you reach retirement age, as long as you remain disabled. The insurance company periodically reviews claims, and if your condition improves, it could be determined that you no longer meet the criteria for benefits and your benefit payments could be suspended.
Client Testimonial – I am totally pleased with the work done by Andalman & Flynn and highly recommend them.
“Attorney Elliott Andalman at Andalman & Flynn worked for me to successfully resolve important issues with the Social Security Administration (SSA) concerning my disability benefits. I had been on disability for many years when in 2012, the SSA determined that I was no longer eligible for payments, stopped my payments, and advised me I had… to repay about $250,000.00 that they claimed I owed them. I disagreed and took my case to Elliott Andalman for representation. He accepted, and after approximately 10 months of work, successfully resolved all issues in my favor. Not only did SSA reinstate my disability benefits, but SSA cancelled the overpayment and paid me all the back benefits that I was due. For obvious reasons I am totally pleased with the work done by Andalman & Flynn and highly recommend them.” Read more “Client Testimonial – I am totally pleased with the work done by Andalman & Flynn and highly recommend them.”
Client Testimonial – What A Breeze
“From: Bob, Santa Fe, NM Elliott Andalman and staff, particularly Ms. Haamid, expertly handled my applications for disability retirement from the Office of Personnel Management (OPM) and the Social Security Administration (SSA). Their painstaking attention to detail made it possible for my applications to be approved in near-record time (6 months for OPM and 2… months for SSA). More importantly, Elliott’s sensitive but powerful gift of persuasion made personal contacts with my supervisor and physicians into positive experiences. He made these necessary exchanges easy for the participants so that application responses were handled efficiently, effectively, and painlessly. My supervisor even complimented me on Elliott’s adept handling of the application process. My kudos to Elliott and Ms. Haamid.” Read more “Client Testimonial – What A Breeze”
Client Testimonial – Andalman and Flynn is phenomenal
“When I first became disabled I had no idea what was in store for my family—I’d paid into long term disability (LTD) throughout my entire career and assumed that, as a hardworking American, that would carry me through until Social Security kicked in. However, in 2008 my LTD was unjustly cut off, and I began… the fight of my life. If it wasn’t for the extraordinary efforts of Elliot Andalman and Ariele, I don’t know where I’d be today. As Cigna attempted to wait me out until my savings, retirement, and complete monetary resources were depleted, Elliot waged war with Cigna and collected additional medical and vocational documentation. Needless to say, and I admit I wasn’t always so confident with the outcome, Elliot prevailed and managed to restore my LTD and win my due social security benefits (which had previously denied me three times) in August of 2009. I’d recommend Andalman and Flynn to anyone who needs to fight for what they deserve—the team is phenomenal, their results are impeccable, and they’re human beings who genuinely care about the people that they’re fighting for.” Thank you all, Arthur Bundick
Boonsboro, MD Read more “Client Testimonial – Andalman and Flynn is phenomenal”
Schedule a Consultation
When you need experienced legal counsel, turn to Andalman & Flynn. Our renowned team is here to provide vigorous representation for your most pressing family law and disability law issues and disputes.
Please contact us today to schedule a consultation.