Disability Benefits Law
Get the benefits you deserve.
Are you, or is someone you care for, disabled from work? Are you suffering from an injury or illness that leaves you unable to effectively meet the demands of your employment? At Andalman & Flynn, we vigorously fight for benefits for individuals with disabilities.
Our experienced team of disability lawyers help those with physical or mental illnesses, as well as accidental injuries, and we have won thousands of claims in our more than 30 years of practice. We have experience with a vast array of illnesses, including:
- Multiple Sclerosis (MS)
- Sleep Disorders
- Heart disease
- Degenerative arthritis
- Herniated discs
- Sleep disorders
- Complex regional pain syndrome
- Lyme disease
- Ehlers-Danlos syndrome
- Post-traumatic stress disorder (PTSD)
- Bipolar disorder
- Personality disorders
Our disability law services are focused on you.
At Andalman & Flynn, we offer a comprehensive disability law practice that provides free consultations on disability benefit claims including Long Term Disability(LTD), Short Term Disability (STD) benefit claims in group policies, individual disability income (DI) policies, Federal Employee Retirement System (FERS) disability retirement applications, State of Maryland disability retirement applications and Social Security Disability benefits. We also provide representation for employee benefit claims such as life insurance, medical insurance and COBRA disputes. The disability benefit claims include Long Term Disability (LTD), Short Term Disability (STD) benefit claims in group policies, individual disability income (DI) policies, Federal Employee Retirement System (FERS) disability retirement applications, State of Maryland disability retirement applications and Social Security Disability benefits. Below is additional information:
Civilian Federal and United States Postal Service employees throughout the United States who are covered under the Federal Employees Retirement System (FERS) for at least 18 months can apply to retire on a disability annuity if they establish that a medical condition prevents them from performing “useful and efficient” service. Essentially, that’s defined as the medical inability to perform your job, even with reasonable accommodation, for at least one year from the date of application.
At Andalman & Flynn, we help you negotiate the complex process of applying for disability retirement, or fighting a denial of your application for disability retirement. Our team of experienced attorneys can answer all of your questions and represent you through the initial application process at the Office of Personnel Management (OPM), as well as any necessary request for reconsideration at OPM and appeal to the Merit Systems Protection Board (MSPB), which will typically involve a trial before an Administrative Judge.
Our lawyers can also advise and represent you on the complex array of related issues that may arise out of your health problems, such as:
- Proposed removals and other disciplinary actions
- Claims for reasonable accommodations
- Leave disputes
- FMLA disputes
- Health insurance disputes
Are you working but facing a debilitating medical condition that will leave you unable to perform your duties? If so, you may be entitled to Short-Term, Long-Term Disability (STD and LTD) or Disability Income (DI) benefits. Many workers obtain LTD insurance coverage through group policies provided by their employers. These group policies are generally regulated by federal legislation known as ERISA (the Employee Retirement Income Security Act of 1974). In order to obtain STD or LTD benefits, claimants must normally apply through a third party insurance company which administers the insurance policy (a/k/a Plan Document). Andalman & Flynn will help you navigate the terms and conditions of the policy and maximize your chances of winning approval of your claim. The DI claims are not covered by ERISA, but similarly require that the claimant navigate the terms and conditions of the insurance policy.
You should be aware that the insurance company rarely has your best interests at heart! Our experienced disability attorneys can help you with the complex issues that may arise under the Plan and avoid exclusions (such as for pre-existing conditions) and limitation clauses (such as for disabilities caused or contributed to by emotional illnesses) built into the policy. We can also assist on related issues such as severance agreements, FMLA, reasonable accommodations, and COBRA. We represent claimants on initial application, administrative appeals, and appeals to court. We also represent clients on reviews regularly conducted by the insurance company. We strongly recommend that workers considering going out on disability obtain and carefully review the insurance contract and obtain experienced legal representation prior to filing any application.
Most American workers have paid into the Social Security system for years, relying on it to protect them and provide them with monthly benefits if they become disabled and unable to work. However, many individuals with disabilities find the process of applying for or appealing a claim to be complex, lengthy, and demoralizing. At Andalman & Flynn, we have helped thousands of clients win Social Security Disability benefits, representing individuals in all levels of the application and appeal process, including hearings before Administrative Law Judges (ALJs) and appeals to Federal Court.
The Maryland State Retirement Administration (SRA) provides eligible employees with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that serious injury or illness permanently prevents an employee from performing their job duties. At Andalman & Flynn, we represent employees at all stages of the application and appeal process for Maryland state disability retirement, including those filing for:
- Ordinary disability retirement benefits
- Accidental disability retirement benefits
- Special disability retirement benefits
- Service connected and non-service connected disability retirement benefits
You’re in good hands.
At Andalman & Flynn, we treat every client as if you were a member of our family. We understand how important it is to obtain disability benefits for yourself and your loved ones. That’s why we put our wealth of experience to work to maximize your chances of securing these valuable funds as quickly and easily as possible. Living with a disability can be difficult, but getting the payments you’re entitled to shouldn’t be. If you’re ready to file a claim, the disability lawyers at Andalman & Flynn can help. Whether you need assistance obtaining long-term disability insurance, or FERS, SSDI, or State of Maryland disability retirement benefits, we’ll guide you through all aspects of applying for your claim as well as any necessary administrative or Court appeals.
Having a disability shouldn’t impede your financial survival. Rely on the experience of Andalman & Flynn to secure the best results for your disability claim. Please contact us today to schedule a consultation.
I am extremely pleased with the experience and knowledge of attorney Michelle Prikhodko and her paralegal Aynsley Dunham. After another attorney had declined to continue with my case, Ms. Prikhodko stepped in at the 11th hour and took full control of gathering all of the necessary reports to continue on. Throughout the process she stayed… in touch with me and answered all my questions. I will always be extremely grateful to Ms. Prikhodlo for successfully handling my case. Her professionalism and dedication to successfully getting the job done was a comfort to me and I knew I was in excellent hands. I would strongly recommend Ms. Prikhodko to anyone going through this process. I cannot thank her enough for all she has accomplished on my behalf. Thank you from the bottom of my heart. Read more “Client Testimonial – I would strongly recommend Ms. Prikhodko to anyone going through this process.”
“I have never been so pleased and so surprised with the knowledge and the determination of this law firm, who helped me with my Social Security Disability claim. Michelle Prikhodko and her paralegal Aynsley Dunham are the most professional and wonderful people do deal with and to get results, filed in January of 2014 and… by May of 2014, this firm was able to get me approved for my disability. Will always be grateful and will definitely use them again if need be.” Read more “Client Testimonial –I have never been so pleased and so surprised with the knowledge and the determination of this law firm…”
“Dear Ariele, I just spoke to Mr. Andalman and heard the good news. I do want to thank you personally about the patience, diligence and detailed answers you provided to every single e-mail I have been sending you for a couple of years. They were coming back almost the next minute after I have sent… mine. This was the quality of mine which I lost when I got sick. With so many cases coming to your desk, forms, letters, calls from people like me, only special type of people can do what you do. I am really grateful to have had you work on my case. Thank you very much! Sincerely, MC” Read more “Client Testimonials – I do want to thank you personally about the patience…”
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When you need experienced legal counsel, turn to Andalman & Flynn. Our renowned team is here to provide vigorous representation for your most pressing family law and disability law issues and disputes.
Please contact us today to schedule a consultation.