Disability Benefits Law
Get the benefits you deserve.
Are you, or is someone you care for, disabled from work? Are you suffering from an injury or illness that leaves you unable to effectively meet the demands of your employment? At Andalman & Flynn, we vigorously fight for benefits for individuals with disabilities.
Our experienced team of disability lawyers help those with physical or mental illnesses, as well as accidental injuries, and we have won thousands of claims in our more than 30 years of practice. We have experience with a vast array of illnesses, including:
- Multiple Sclerosis (MS)
- Sleep Disorders
- Heart disease
- Degenerative arthritis
- Herniated discs
- Sleep disorders
- Complex regional pain syndrome
- Lyme disease
- Ehlers-Danlos syndrome
- Post-traumatic stress disorder (PTSD)
- Bipolar disorder
- Personality disorders
Our disability law services are focused on you.
At Andalman & Flynn, we offer a comprehensive disability law practice that provides free consultations on disability benefit claims including Long Term Disability(LTD), Short Term Disability (STD) benefit claims in group policies, individual disability income (DI) policies, Federal Employee Retirement System (FERS) disability retirement applications, State of Maryland disability retirement applications and Social Security Disability benefits. We also provide representation for employee benefit claims such as life insurance, medical insurance and COBRA disputes. The disability benefit claims include Long Term Disability (LTD), Short Term Disability (STD) benefit claims in group policies, individual disability income (DI) policies, Federal Employee Retirement System (FERS) disability retirement applications, State of Maryland disability retirement applications and Social Security Disability benefits. Below is additional information:
Civilian Federal and United States Postal Service employees throughout the United States who are covered under the Federal Employees Retirement System (FERS) for at least 18 months can apply to retire on a disability annuity if they establish that a medical condition prevents them from performing “useful and efficient” service. Essentially, that’s defined as the medical inability to perform your job, even with reasonable accommodation, for at least one year from the date of application.
At Andalman & Flynn, we help you negotiate the complex process of applying for disability retirement, or fighting a denial of your application for disability retirement. Our team of experienced attorneys can answer all of your questions and represent you through the initial application process at the Office of Personnel Management (OPM), as well as any necessary request for reconsideration at OPM and appeal to the Merit Systems Protection Board (MSPB), which will typically involve a trial before an Administrative Judge.
Our lawyers can also advise and represent you on the complex array of related issues that may arise out of your health problems, such as:
- Proposed removals and other disciplinary actions
- Claims for reasonable accommodations
- Leave disputes
- FMLA disputes
- Health insurance disputes
Are you working but facing a debilitating medical condition that will leave you unable to perform your duties? If so, you may be entitled to Short-Term, Long-Term Disability (STD and LTD) or Disability Income (DI) benefits. Many workers obtain LTD insurance coverage through group policies provided by their employers. These group policies are generally regulated by federal legislation known as ERISA (the Employee Retirement Income Security Act of 1974). In order to obtain STD or LTD benefits, claimants must normally apply through a third party insurance company which administers the insurance policy (a/k/a Plan Document). Andalman & Flynn will help you navigate the terms and conditions of the policy and maximize your chances of winning approval of your claim. The DI claims are not covered by ERISA, but similarly require that the claimant navigate the terms and conditions of the insurance policy.
You should be aware that the insurance company rarely has your best interests at heart! Our experienced disability attorneys can help you with the complex issues that may arise under the Plan and avoid exclusions (such as for pre-existing conditions) and limitation clauses (such as for disabilities caused or contributed to by emotional illnesses) built into the policy. We can also assist on related issues such as severance agreements, FMLA, reasonable accommodations, and COBRA. We represent claimants on initial application, administrative appeals, and appeals to court. We also represent clients on reviews regularly conducted by the insurance company. We strongly recommend that workers considering going out on disability obtain and carefully review the insurance contract and obtain experienced legal representation prior to filing any application.
Most American workers have paid into the Social Security system for years, relying on it to protect them and provide them with monthly benefits if they become disabled and unable to work. However, many individuals with disabilities find the process of applying for or appealing a claim to be complex, lengthy, and demoralizing. At Andalman & Flynn, we have helped thousands of clients win Social Security Disability benefits, representing individuals in all levels of the application and appeal process, including hearings before Administrative Law Judges (ALJs) and appeals to Federal Court.
The Maryland State Retirement Administration (SRA) provides eligible employees with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that serious injury or illness permanently prevents an employee from performing their job duties. At Andalman & Flynn, we represent employees at all stages of the application and appeal process for Maryland state disability retirement, including those filing for:
- Ordinary disability retirement benefits
- Accidental disability retirement benefits
- Special disability retirement benefits
- Service connected and non-service connected disability retirement benefits
You’re in good hands.
At Andalman & Flynn, we treat every client as if you were a member of our family. We understand how important it is to obtain disability benefits for yourself and your loved ones. That’s why we put our wealth of experience to work to maximize your chances of securing these valuable funds as quickly and easily as possible. Living with a disability can be difficult, but getting the payments you’re entitled to shouldn’t be. If you’re ready to file a claim, the disability lawyers at Andalman & Flynn can help. Whether you need assistance obtaining long-term disability insurance, or FERS, SSDI, or State of Maryland disability retirement benefits, we’ll guide you through all aspects of applying for your claim as well as any necessary administrative or Court appeals.
Having a disability shouldn’t impede your financial survival. Rely on the experience of Andalman & Flynn to secure the best results for your disability claim. Please contact us today to schedule a consultation.
“From: Bob, Santa Fe, NM Elliott Andalman and staff, particularly Ms. Haamid, expertly handled my applications for disability retirement from the Office of Personnel Management (OPM) and the Social Security Administration (SSA). Their painstaking attention to detail made it possible for my applications to be approved in near-record time (6 months for OPM and 2… months for SSA). More importantly, Elliott’s sensitive but powerful gift of persuasion made personal contacts with my supervisor and physicians into positive experiences. He made these necessary exchanges easy for the participants so that application responses were handled efficiently, effectively, and painlessly. My supervisor even complimented me on Elliott’s adept handling of the application process. My kudos to Elliott and Ms. Haamid.” Read more “Client Testimonial – What A Breeze”
“CARLOS E. TORRES
17 May 2007
To: Andalman & Flynn 8601 Georgia
Avenue Suite 604 Silver Spring, Maryland 20910 Dear Attorney Elliott Andalman Attorney Mary Ellen Flynn Everyone else concerned & Involved – I am sorry I have not written sooner to everyone at Andalman & Flynn due to my Urologic Surgery… this month. However my wife Cinzia and I want to express our gratitude to everybody at Andalman & Flynn for your patience and for the hard work everyone did in winning my work disability case. My wife and I know how much effort and how serious your legal team took in my case both by the amount of correspondence generated while executing my case and by the personal attention to detail Ms. Zubaidah Haamid displayed in the many discussions we had. Ms. Zubaidah Haamid is an Angel in disguise. She has touched me not only with her professionalism, but also with her people skills and tremendous efficiency. Although I’ve never seen her, I sense she is a beautiful woman inside and out who cares about others, loves her work and who she works for, and is a great asset to your legal practice. Was all this worth it? The final results of the case speak volume about what an excellent legal team you all are. I could not have won this case alone without the expertise of Andalman & Flynn. Let’s not forget however, that I know this case was a challenge. Even if your legal firm won this case, much work was involved. It is a great thing that we live in a great country where what you have done for us is possible. Words alone cannot convey how much Cinzia and I appreciate what you have done for us. I am an old Army Sergeant Major and I don’t succumb to emotions easily considering my background, but I cried like a baby when Ms. Zubaidah Haamid called me up with the good news about my case. I don’t know how much longer I have to live with all of my medical and psychological problems; however you have taken so much mental stress and weight off of my shoulders especially now that I am unable to work. Thank you very, very much from the bottom of our hearts and souls. God bless each and every one of you at Andalman & Flynn and may you continue to help others. I have nothing to say but good things about your legal firm to anyone who may ask. If anyone of my friends needs help the way I did, I will not hesitate to refer then to you. If any of you come down to Florida, I want you to know that my home is your home and hope you will visit. You all are the best.” Thanks again.
Sincerely, Carlos E. Torres Read more “Client Testimonial – An Angel in Disguise”
“Mr. Elliott Andalman and Ms. Zubaidah Haamid truly possess competency, genuine compassion, seamless teamwork, efficiency, patience and perseverance. As you might already know, federal disability retirement cases are a lot of work, and I am thankful I hired the best, to do that work for me. I knew right from the start that Mr. Andalman… was a different sort of attorney when I received such an informative and thorough free consultation. I actually had a difficult time discerning if this attorney was “too good to be true” since I had a bad experience with another attorney. The difference is night and day and I can assure you, after working with Mr. Andalman over the past year, he is not too good to be true. Rather, he is genuine in his commitment and compassion to his clients and has what it takes to stay the course and patiently pursue a win for his clients. Fortunately, in my case, it was a quick win which occurred just under 2.5 months from the time the application packet was submitted. Granted, it took several months to thoroughly prepare that packet but he does it right the first time. After learning I was approved in just 2.5 months, I was elated to say the least. It seemed as if a long battle was over and that after years of the “chronic illness/keep my job” roller coaster, a quick “win” was the ultimate morale boost, and allowed me the opportunity to fully focus on my health. Mr. Andalman called me as soon as he learned we won! I am reminded of an excerpt of one of my favorite bible passages (Micah 6:8) when I reflect on working with Elliot and Zubaidah for the past year, as I believe they truly: ‘Do justice, love mercy, walk humbly…’”
Heather H. Read more “Client Testimonial – Compassion, Seamless Teamwork, Patience & Perseverance”
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When you need experienced legal counsel, turn to Andalman & Flynn. Our renowned team is here to provide vigorous representation for your most pressing family law and disability law issues and disputes.
Please contact us today to schedule a consultation.