Disability Benefits Law in Maryland & Washington, DC
Get the benefits you deserve.
Are you or someone you care for disabled from work? Are you suffering from an injury or illness that leaves you unable to effectively meet the demands of your employment? At Andalman & Flynn, P.C., we vigorously fight for benefits for individuals with disabilities.
For disability benefits attorneys in the Gaithersburg, Rockville, and Chevy Chase areas, contact Andalman & Flynn online or call us at 301-563-6685.
Disability Benefits for Various Illnesses in Maryland & DC
Our experienced team of disability lawyers helps those with physical or mental illnesses, as well as accidental injuries, and we have won thousands of claims in our more than 30 years of practice. We have experience with a vast array of illnesses, including:
- Multiple sclerosis (MS)
- Sleep disorders
- Heart disease
- Degenerative arthritis
- Herniated discs
- Sleep disorders
- Complex regional pain syndrome
- Traumatic brain injury (TBI)
- Lyme disease
- Ehlers-Danlos syndrome
- Post-traumatic stress disorder (PTSD)
- Bipolar disorder
- Personality disorders
Disability Benefits Lawyers in Gaithersburg & Rockville
At Andalman & Flynn, we offer a comprehensive disability law practice that provides free consultations on disability benefits claims including long-term disability (LTD), short-term disability (STD), benefits claims in group policies, individual disability income (DI) policies, Federal Employee Retirement System (FERS) disability retirement applications, and State of Maryland disability retirement applications. Below is additional information:
Civilian federal and United States Postal Service employees throughout the United States who are covered under the Federal Employees Retirement System (FERS) for at least 18 months can apply to retire on a disability annuity if they establish that a medical condition prevents them from performing “useful and efficient” service. Essentially, that’s defined as the medical inability to perform your job, even with reasonable accommodation, for at least one year from the date of application.
At Andalman & Flynn, we help you negotiate the complex process of applying for disability retirement or fighting a denial of your application for disability retirement. Our team of experienced attorneys can answer all of your questions and represent you through the initial application process at the Office of Personnel Management (OPM), as well as any necessary request for reconsideration at OPM and appeal to the Merit Systems Protection Board (MSPB), which will typically involve a trial before an administrative judge.
Our lawyers can also advise and represent you on the complex array of related issues that may arise out of your health problems, such as:
- Proposed removals and other disciplinary actions
- Claims for reasonable accommodations
- Leave disputes
- FMLA disputes
- Health insurance disputes
Are you working but facing a debilitating medical condition that will leave you unable to perform your duties? If so, you may be entitled to short-term or long-term disability (STD and LTD) or disability income (DI) benefits. Many workers obtain LTD insurance coverage through group policies provided by their employers. These group policies are generally regulated by federal legislation known as ERISA (the Employee Retirement Income Security Act of 1974). In order to obtain STD or LTD benefits, claimants must normally apply through a third-party insurance company that administers the insurance policy.
Andalman & Flynn will help you navigate the terms and conditions of the policy and maximize your chances of winning approval of your claim. The DI claims are not covered by ERISA, but similarly require that the claimant navigate the terms and conditions of the insurance policy.
You should be aware that the insurance company rarely has your best interests at heart! Our experienced disability attorneys can help you with the complex issues that may arise under the plan and avoid exclusions (such as for pre-existing conditions) and limitation clauses (such as for disabilities caused or contributed to by emotional illnesses) built into the policy. We can also assist with related issues such as severance agreements, FMLA, reasonable accommodations, and COBRA.
We represent claimants on initial application, administrative appeals, and appeals to court. We also represent clients on reviews regularly conducted by the insurance company. We strongly recommend that workers considering going out on disability obtain and carefully review the insurance contract and obtain experienced legal representation prior to filing any application.
The Maryland State Retirement Administration (SRA) provides eligible employees with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that serious injury or illness permanently prevents an employee from performing their job duties. At Andalman & Flynn, we represent employees at all stages of the application and appeal process for Maryland state disability retirement, including those filing for:
- Ordinary disability retirement benefits
- Accidental disability retirement benefits
- Special disability retirement benefits
- Service-connected and non-service-connected disability retirement benefits
Our disability lawyers can also help with related issues regarding use of the Family Medical Leave Act (FMLA), reasonable accommodations, and the Sick Leave Bank.
At Andalman & Flynn, we treat every client as if you were a member of our family. We understand how important it is to obtain disability benefits for yourself and your loved ones. That’s why we put our wealth of experience to work to maximize your chances of securing these valuable funds as quickly and easily as possible. Living with a disability can be difficult, but getting the payments you’re entitled to shouldn’t be.
If you’re ready to file a claim, the disability lawyers at Andalman & Flynn can help. Whether you need assistance obtaining long-term disability insurance, or FERS, SSDI, or State of Maryland disability retirement benefits, we’ll guide you through all aspects of applying for your claim as well as any necessary administrative or court appeals.
Having a disability shouldn’t impede your financial survival. Rely on the experience of Andalman & Flynn to secure the best results for your disability claim. Please contact us online or call us at 301-563-6685 to schedule a consultation.
Frequently Asked Questions
How will the insurance company decide if I am entitled to long-term disability benefits?
The long -term disability insurance company will consider medical records, vocational information, information provided by your doctor, and any other information that you submit to the insurance company in support of your claim.
How does the federal government define “disability”?
The term “disability” is defined by the federal government in various ways, depending on the context. The definition of a person with a disability is typically defined as someone who has a physical or mental impairment that substantially limits one or more “major life activities.” For more information on federal disability non-discrimination laws, visit the Department of Labor’s Disability Nondiscrimination Law Advisor.
How do I apply for long-term disability benefits?
Most of the time, you first apply for short-term disability benefits. After short-term disability benefits end, you can apply for long-term disability benefits. The long-term disability insurance company has application forms you must submit.
The application asks for demographic information, information about your disability, and information about your healthcare providers. The insurance company will also obtain information from your employer and your doctor. Finally, the insurance company will likely have you sign an authorization for release of information.
How long can I receive disability benefits?
You can receive disability benefits as long as you remain disabled. The insurance company periodically reviews claims, and if your condition improves, it could be determined that you no longer meet the criteria for benefits and your benefit payments could be suspended.
“Both last year and this year the Office of Personnel Management threatened to take away my disability because I had made too much money in a previous year, and was therefore no longer disabled. However, their information was incorrect both times. Immediately Zubaidah Haamid and Elliott Andalman confronted OPM with the true facts, and got… OPM to back down both times. Without the assistance of Ms. Haamid and Mr. Andalman, I would have surely lost my disability. As I said, I have used the firm of Andalman & Flynn two times and have been extremely happy with the results both times. I highly recommend Andalman & Flynn as an extremely high quality legal firm and if I ever need an attorney again, I will not hesitate to use them again.” Tony, Denver, CO Read more “Repeat Client”
“I hired Andalman and Flynn and Peter Casciano to represent me on my claim for federal disability retirement. My claim was based on bipolar disorder and I had run into some difficulty finding an attorney well equipped to handle my kind of case. Amazingly, they achieved the approval of my case with incredible speed. Less… than 12 months from the day I applied for federal disability retirement, my case was approved and finalized and out of the interim pay period. Hiring Peter Casciano and his team was truly the best investment I have ever made in my life, I would have NEVER been able to do this without you guys supporting and lifting me up throughout this process. I will forever sing your praises and have actually already referred you once and will continue to do so! Thank you to Peter and Chowan so much! ” Read more “Client Testimonial”
Client Testimonial – A Win From 1700 Miles Away
“Elliott, I am writing this letter to thank you and Zubaidah for the incredible job you did regarding my Federal Disability Retirement. After my initial application was denied I spent the better part of a day trying to locate an attorney in my area that would handle my case but everyone I talked to only… handled Social Security Disability cases which was not the type of case mine was. I found your name on Google and needless to say I wasn’t hopeful that you would take my case on and I was hesitant to deal with someone 1700 miles away but I am so glad that I did. From day one Zubaidah was my life line. She was helpful, kind and patient with me. I was so frustrated when my case was denied and after talking to both of you I was re-energized and ready to appeal. There were so many incidences where one government office didn’t or wouldn’t communicate with another which then affected their decision regarding my case. If I had to deal with that by myself I would have given up in frustration, I personally believe OPM hopes that if they make it hard enough to get approval most people will just give up. When I finally got my approval I couldn’t believe it and had to call Zubaidah to confirm that what I was reading actually said “approved” (just three days before I got a letter saying it was denied). It was a long, frustrating process but we made it through. Once again, thank you both so much.” Sincerely, Toni K.
Carr, CO Read more “Client Testimonial – A Win From 1700 Miles Away”
Schedule a Consultation
When you need experienced legal counsel, turn to Andalman & Flynn. Our renowned team is here to provide vigorous representation for your most pressing family law and disability law issues and disputes.
Please contact us today to schedule a consultation.