Terminations from LTD
Don’t get caught off-guard.
Many people purchase disability insurance to protect themselves should they ever become injured and unable to work. But sometimes, after initially paying benefits, an insurer will suddenly terminate those payouts. You were considered disabled and nothing has changed, so what’s behind this sudden cessation of benefits? If you’ve been flabbergasted by an abrupt and unexpected termination in your disability insurance benefits, reach out to the helpful legal experts at Andalman & Flynn.
You fought hard to get the long term disability benefits you deserve.
Don’t allow the insurance carrier to set you up for termination of these hard-won payouts. Get to know the most common reasons for benefits termination so you can be forewarned and forearmed:
- You are no longer disabled, or the insurance company finds this to be the case.
- Failure to apply for Social Security disability insurance (SSDI) benefits: Because insurance companies are allowed to offset SSDI payments against long term disability benefits, they naturally have an interest in seeing you approved for Social Security disability. Failure to file a claim with the Social Security Administration could result in your disability benefits being terminated.
- Failure to received regular medical treatment: Even if your doctor has told you there’s nothing else that can be done, you must continue ongoing visits. If you stop seeing the doctor, your insurance company may interpret your lack of treatment as proof that your condition has improved.
The list of possible reasons for termination is extensive and the system can be complicated. Having the qualified disability law team of Andalman & Flynn in your corner is a smart way to go.
If your benefits have been terminated, you’ve come to the right place. Andalman & Flynn is the name synonymous with decisive victories in cases involving disability law. Please contact us today to schedule a consultation.
Testimonials
Client Testimonial – Andalman and Flynn is phenomenal
“When I first became disabled I had no idea what was in store for my family—I’d paid into long term disability (LTD) throughout my entire career and assumed that, as a hardworking American, that would carry me through until Social Security kicked in. However, in 2008 my LTD was unjustly cut off, and I began… the fight of my life. If it wasn’t for the extraordinary efforts of Elliot Andalman and Ariele, I don’t know where I’d be today. As Cigna attempted to wait me out until my savings, retirement, and complete monetary resources were depleted, Elliot waged war with Cigna and collected additional medical and vocational documentation. Needless to say, and I admit I wasn’t always so confident with the outcome, Elliot prevailed and managed to restore my LTD and win my due social security benefits (which had previously denied me three times) in August of 2009. I’d recommend Andalman and Flynn to anyone who needs to fight for what they deserve—the team is phenomenal, their results are impeccable, and they’re human beings who genuinely care about the people that they’re fighting for.” Thank you all, Arthur Bundick Boonsboro, MD Read more “Client Testimonial – Andalman and Flynn is phenomenal”
Service Areas
Disability Law Services
- Federal Disability Retirement (FERS)
- Social Security Disability (SSD) Benefits Law
- Long Term Disability Benefits/ERISA
- Short Term Disability Benefits
- Disability Income Policies
- Life Insurance
- Medical Insurance
- State of Maryland and County Disability Retirement Benefits (SRA)
- Employment Law
- Pre-Existing Conditions
- Terminations from LTD
- Two-Year Limitations from LTD
- Initial Applications
- Administrative Appeals
Schedule a Consultation
When you need experienced legal counsel, turn to Andalman & Flynn. Our renowned team is here to provide vigorous representation for your most pressing family law and disability law issues and disputes.
Please contact us today to schedule a consultation.