Are you or someone you know disabled? Are you suffering from an injury or medical condition that leaves you unable to complete your job duties? At Andalman & Flynn, we fight for and defend the rights of individuals with disabilities throughout Cloverly, MD.
Our disability lawyers help people with physical and mental illnesses, as well as accidental injuries, and have won thousands of claims in over 25 years of practice. We try to treat each disability client as if they were a member of our family. We know how important it is to win disability benefits for clients and their families and we use our skills to help you maximize your chances of winning these benefits as quickly as possible. Call us today to schedule a consultation with a disability attorney in Cloverly, MD and we’ll do everything we can to get you through this difficult time.
Our Experiences with Disability Law in Cloverly
At Andalman & Flynn, our Cloverly disability lawyers have experience with a vast array of illnesses, including:
- Multiple sclerosis (MS)
- Heart disease
- Degenerative arthritis
- Herniated discs
- Sleep disorders
- Complex regional pain syndrome
- Lyme disease
- Ehlers-Danlos syndrome
- Autoimmune disorders
- Panic attacks
- Bipolar disorder
- Personality disorders
Our Disability Law Services
We offer a comprehensive disability law service in Cloverly, MD that not only covers a wide range of illnesses, but also a wide array of benefits:
FERS/CSRS Disability Retirement Annuity
Federal and postal service employees covered under the Federal Employees Retirement System (FERS) for at least 18 months or under the Civil Service Retirement System (CSRS) for at least five years can apply to retire on a disability annuity if they establish that a medical condition prevents them from performing “useful and efficient” federal service. Essentially, that is defined as the medical inability to perform your job or in an equivalent position, even with reasonable accommodation, for at least one year from the date of application.
Our disability lawyers in Cloverly can help you negotiate the complex process of applying for disability retirement, or fighting a denial of your application. Drawing upon years of experience, we’ll be happy to answer all your questions and represent you through the initial application process at the Office of Personnel Management (OPM), as well as any necessary appeals, including going to trial before an Administrative Judge of the Merit Systems Protection Board (MSPB).
Our Cloverly disability lawyers can alsorepresent you on the complex array of related issues that may arise out of your health problems such as:
- Proposed removals or disciplinary actions
- Reasonable accommodation claims
- Leave disputes
- FMLA disputes
- Health insurance disputes
Social Security Disability (SSD) & Supplemental Security Income (SSI) Benefits
Most American workers have paid into the Social Security system for years, relying on it to protect them and provide them with monthly benefits if they become disabled and unable to work. However, many individuals with disabilities find the process of applying for or appealing a claim to be complex, lengthy, and demoralizing.
At Andalman & Flynn, we have helped thousands of clients win Social Security Disability benefits, representing individuals in all levels of the application and appeal process, including hearings before Administrative Law Judges (ALJs) and appeals to Federal Court. To see how we can help you, just schedule a consultation with a disability attorney in Cloverly, MD.
Short-Term and Long Term Disability Benefits
Are you currently working but facing a debilitating medical condition that may leave you unable to perform your duties? If so, you may be entitled to Short-Term or Long Term Disability (STD and LTD) benefits, depending on the facts of your unique situation.
Many workers obtain LTD insurance coverage through group policies provided by their employers and generally regulated by federal legislation known as ERISA (the Employee Retirement Income Security Act of 1974). In order to obtain STD or LTD benefits, claimants in Cloverly must typically apply through a third-party insurance company, often called a Plan Administrator, and navigate the terms and conditions of the insurance contract (also called the Plan Document).
The insurance company rarely has your best interests at heart! Fortunately, the disability lawyers at Andalman & Flynn can help you with any complex issues that may arise from your contract as well as issues related to:
- Family and Medical Leave Act (FMLA)
- Reasonable accommodations
- Consolidated Omnibus Budget Reconciliation Act (COBRA) healthcare
Our disability attorneys in Cloverly, MD represent claimants on initial applications, administrative appeals, and appeals to court. We strongly recommend that workers considering going out on disability obtain and carefully review the insurance contract prior to filing any application. We also recommend obtaining legal representation prior to filing an application.
State of Maryland and County Disability Retirement Benefits
The Maryland State Retirement Administration (SRA) provides eligible employees in and around the Cloverly area with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that serious injury or illness permanently prevents an employee from performing their job duties. Our disability attorneys represent employees at all stages of the application and appeal process, including those filing for:
- Accidental disability retirement benefits
- Ordinary disability retirement benefits
- Special disability retirement benefits
- Service connected and non-service connected disability retirement benefits
We also offer assistance on issues related to Maryland state disability retirement, such as those regarding use of the Family Medical Leave Act (FMLA), reasonable accommodations, and the Sick Leave Bank.
Schedule a Consultation with a Disability Attorney in Cloverly, MD
If you’re ready to file a claim, know that the disability attorneys at Andalman & Flynn are dedicated to serving clients like you throughout Cloverly, MD. Whether you need help obtaining SSD benefits, long term disability insurance, or FERS, we’ll guide you through all aspects of applying for and appealing your claim to give you the best chances of success.
Living with a disability can be difficult, but getting the income you’ve worked hard for shouldn’t be. Contact us today to schedule a consultation with a Cloverly disability attorney on our team and we’ll do our best to make your life a little simpler with the benefits you deserve.