By Peter Casciano, Esq. On May 12, 2022, the “Employee Retiree Access to Justice Act” was introduced in both chambers of Congress. If enacted, the new bill would have significant implications for Short-Term Disability and Long-Term Disability claimants who are denied...
By Peter Casciano, Esq. Over the years, I have seen ERISA Disability Insurance claimants inadvertently make costly mistakes when they are denied their Short-Term Disability and Long-Term Disability benefits. Here are seven strategies for you to consider if a...
By Peter Casciano, Esq. If you are thinking about applying for a Long-Term Disability Insurance claim, it is helpful to know what type of insurance you have. In general, there are two types of Long-Term Disability Insurance: ERISA disability insurance and individual...
By Molly Friedman, (301) 563-6685 Lack of Information About Your Policy and Application Process Most employer-sponsored long term disability benefit plans are governed by the Employee Retirement Income Security Act of 1974, known as ERISA. Under such plans, insurance...
By Peter Casciano, Esq. Millions of Americans suffer from a wide variety of emotional illnesses. According to the National Institutes of Health, as of 2019, one in five U.S. adults lives with a mental illness, among whom 13.1 million struggle with serious mental...
By Molly Friedman, Esq., 301.563.6685 Talk to Your Treatment Providers It is essential that your medical records will reflect your inability to work. Building strong medical records is critical to the success of your LTD claim. Speak honestly during appointments about...