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What’s My (Dead)Line?

By Peter Casciano, Esq. (301) 244-4523 pcasciano@a-f.net When a Long Term Disability (LTD) claimant cannot convince the insurance company to reverse their earlier denial decision, the only recourse left is to file in Federal Court. At this juncture the claimant is...

Did You Receive a Full and Fair Review?

By Peter Casciano, Esq. (301) 244-4523 pcasciano@a-f.net As many of you who read my blog regularly know, there is an inherent conflict of interest when an insurance company both decides whether you are disabled and is responsible for the payment of Long-Term...

All About LTD Benefits

By Peter Casciano, Esq. (301) 244-4523 pcasciano@a-f.net As national LTD attorneys based in the DC metro area, we’ve had many experiences helping all types of clients navigate through the disability application and benefits system. In that time, we’ve found that many...