By Molly Friedman, Esq., 301.563.6685 Talk to Your Treatment Providers It is essential that your medical records will reflect your inability to work. Building strong medical records is critical to the success of your LTD claim. Speak honestly during appointments about...
By Matthew DeGioia, 301.563.6685 Many employees receive an ERISA short-term disability and/or long-term disability insurance policy as a part of their employee benefit plan, but they don’t know exactly what they are entitled to when the time comes to apply for...
By Peter Casciano, Esq., 301.563.6685 Fact # 1: Getting off on the right foot with insurance companies is critical. The Long Term Disability application form must be completed correctly to maximize your chances of not having to file an administrative appeal of the...
By Peter Casciano, Esq. (301) 244-4523 pcasciano@a-f.net When a Long Term Disability (LTD) claimant cannot convince the insurance company to reverse their earlier denial decision, the only recourse left is to file in Federal Court. At this juncture the claimant is...
By Peter Casciano, Esq. (301) 244-4523 pcasciano@a-f.net As many of you who read my blog regularly know, there is an inherent conflict of interest when an insurance company both decides whether you are disabled and is responsible for the payment of Long-Term...
By Peter Casciano, Esq. (301) 244-4523 pcasciano@a-f.net As national LTD attorneys based in the DC metro area, we’ve had many experiences helping all types of clients navigate through the disability application and benefits system. In that time, we’ve found that many...
