By Matthew DeGioia, Esq. If you are thinking about applying for a Long-Term Disability Insurance claim, it is helpful to know what type of insurance you have. In general, there are two types of Long-Term Disability Insurance: ERISA disability insurance and individual...
By Peter Casciano, (301) 563-6685 Once approved for Long Term Disability, many issues and decisions can still arise. There are several common “benefits” associated with LTD benefits. The benefits are typically offered by the carrier once benefits begin....
By Molly Friedman, Esq., 301.563.6685 If you are no longer able to work due to illness or injury, you may be eligible to receive benefits so that you can focus on your health. Two common forms of benefits are Long Term Disability (LTD) and Social Security Disability...
By Matthew DeGioia, 301.563.6685 Many employees receive an ERISA Long Term Disability insurance policy as a part of their employee benefit plan, but they don’t know much of what they are entitled to or what the application process entails. This blog post serves to...
By Matthew DeGioia, (301) 563-6685 Has your insurance company denied your claim for Long Term Disability insurance benefits? Before filing your appeal, you may want to consider undergoing a Functional Capacity Evaluation (FCE). An FCE is an extensive physical...
By Molly Friedman, (301) 563-6685 Lack of Information About Your Policy and Application Process Most employer-sponsored long term disability benefit plans are governed by the Employee Retirement Income Security Act of 1974, known as ERISA. Under such plans, insurance...
