By Molly Friedman, Esq., 301.563.6685 If you are no longer able to work due to illness or injury, you may be eligible to receive benefits so that you can focus on your health. Two common forms of benefits are Long Term Disability (LTD) and Social Security Disability...
By Peter Casciano, Esq. Many employees receive an ERISA Long Term Disability insurance policy as a part of their employee benefit plan, but they don’t know much of what they are entitled to or what the application process entails. This blog post serves to dispel much...
By Peter Casciano, Esq. Has your insurance company denied your claim for Long Term Disability insurance benefits? Before filing your appeal, you may want to consider undergoing a Functional Capacity Evaluation (FCE). An FCE is an extensive physical examination that...
By Molly Friedman, (301) 563-6685 Lack of Information About Your Policy and Application Process Most employer-sponsored long term disability benefit plans are governed by the Employee Retirement Income Security Act of 1974, known as ERISA. Under such plans, insurance...
By Peter Casciano, Esq. Millions of Americans suffer from a wide variety of emotional illnesses. According to the National Institutes of Health, as of 2019, one in five U.S. adults lives with a mental illness, among whom 13.1 million struggle with serious mental...
By Peter Casciano, Esq., 301.563.6685 Your Doctor Failed to Fill out the Required Form – It is very common for treating physicians to resist completing your LTD form required for your application. The forms can be tricky, time consuming and there is often a lot at...
