Maryland State Retirement
State and Teacher Disability Retirement in Howard County
The Maryland State Retirement System (SRS) provides eligible Howard County employees with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that a severe injury or illness permanently prevents employees from performing their job duties. You may be eligible to receive benefits if you’re in any of the following positions:
- State agency employee
- Public school teacher
- Public school administrator
To show eligibility, Howard County employees must meet length of service requirements and provide adequate proof of disability. The attorneys at Andalman & Flynn know this system well—we draw on years of experience to get our Howard County, Maryland state retirement clients the best results possible! Contact us to speak with an experienced disability attorney today.
Determining Disability Retirement Benefits for Howard County Employees
Generally, to be considered “disabled” under SRS, Howard County applicants must establish that they are permanently unable to perform the duties of their job, not that they are totally disabled from performing any job. To prove “permanent” disability, the applicant must show that the disability is expected to last at least one year, not forever.
Maryland state retirement provides for two types of disability retirements in Howard County and surrounding areas. They include:
- Ordinary disability for permanently disabling medical conditions
- Accidental disability for permanently disabling medical conditions that resulted from injuries sustained from an on-the-job accident
All state and teacher disability retirement claims in Howard County are evaluated by the SRS’s Medical Board, which comprises a group of physicians with a wide range of medical specialties. Although an application for a disability retirement annuity may be submitted while you are still working and within four years of the date of separation (three years for members in a non-contributory pension system), SRS may only award benefits dating back to the date your application was filed.
In our experience, the disability application process typically moves quickly. Decisions are often issued within 90 days, assuming there are no complications. However, if additional information is needed or benefits denied and an appeal filed, the process can take much longer.
File for Maryland State Retirement in Howard County
It is important that you allow yourself sufficient time to make well-informed decisions about your state or teacher disability retirement claim and meet all necessary filing deadlines. Contacting an experienced disability attorney prior to filing your application can improve your chances for success and allow for a smooth transition from work to receiving a disability annuity. An experienced disability attorney can assist in completing and processing your application, and in obtaining the medical and vocational evidence you need to prove your claim.
At Andalman & Flynn, we want to help you get through your most difficult moments. We understand how difficult working with a disability may be for you and will do everything we can to get you the benefits you need so you can focus on your health. To speak with an experienced attorney regarding your state or teacher disability retirement claim in the Howard County area, contact us or call 301-563-6685 today.