Social Security Disability Law
Do you need Social Security Disability Insurance? Getting approved for a claim isn’t always easy. The process can be time-consuming and difficult to understand on your own. Choose an attorney who can help you through the obstacles of your SSDI claim—an attorney like Andalman & Flynn, with experience practicing social security disability law in Maryland, the District of Columbia, and Northern Virginia.
Filing a Social Security Disability Claim
Imagine this: You are a 36-year-old office manager with a wife and two children. You do fairly well and can support your family on your salary, so your wife stays home with the kids. Things are going fine until one day you start feeling weaker and soon you notice you’re losing a lot of weight and aren’t able to keep anything down. You go to the doctor at your HMO and he tells you that you have symptoms of severe leukemia.
The case was caught early enough to give you a strong chance of recovery, but you will have to devote most of your near future to therapy and rehabilitation. For at least the next three years, you will have to follow a strict regimen of diet and rest and participate in therapy on a daily basis. You quickly realize that the long hours and other demands required by your job won’t be an option while you restore your health.
You have a good long-term disability insurance policy and they agree to pay for your therapy. They will also pay about 60 percent of your annual salary for up to five years. Your wife can work, too, if necessary, but you don’t want your illness to disrupt the rearing of your children and the stability of your family life any more than it already has. The human resources coordinator at work tells you about Social Security Disability Insurance (SSDI) and after some research, you calculate that you may be eligible for $2000 a month—which will make up the difference between your regular salary and the reduced amount of the long-term disability benefits.
You apply for SSDI at your local Social Security office, explain your situation to a caseworker, and provide copies of the documents social security requires, such as medical records, birth certificate, and W2s from the last two years. The caseworker explains that your file will be prepared and sent to the Disability Determination Service for your state, which will review your case, collect medical records and determine whether your disability qualifies you for SSDI. You should hear back within three to four months.
If your application is accepted, you will receive social security disability beginning from the time you were first disabled. This means that you may receive a check for all the social security disability that you could have been receiving from the time you were unable to provide gainful income to the time the social security administration approves your social security disability application.
Ninety days pass and finally a notice arrives in the mail from the Social Security Administration (SSA) explaining that your medical conditions do not prevent you from working. You’ve been denied.
Why Your SSD Application Was Denied
Three common reasons why disability benefits are denied include:
- Duration of Your Condition
To get SSD benefits, you must suffer from a disability expected to last at least one year or result in death.
- Failure to Follow Prescribed Treatment
Your SSD claim must prove that you are unable to work despite your best efforts to treat your disabling condition. If you fail to follow your doctor’s orders or prescribed therapy, the SSA may deny your disability claim.
- Income and Resources
Your monthly income must fall below the SSA’s limits—referred to as substantial gainful activity (SGA)—to qualify for SSD benefits.
For help applying for social security disability benefits in the Washington, DC area, including Maryland and Virginia, contact Andalman & Flynn’s qualified social security disability attorneys.
Social Security Disability Attorney in MD, VA & DC
Andalman & Flynn is a dedicated social security disability attorney located in downtown Silver Spring. Our goal is to provide clients with support and give them the best possible chance for success as we file their SSDI claim. Our team understands the Social Security system, and we’re here for you and your family. Let our Maryland disability lawyers fight to get the SSD benefits you need to support your family and move on with your life.
If you’re looking for a compassionate experienced social security disability attorney in Maryland, the District of Columbia, or Northern Virginia, we can help.
Contact Andalman & Flynn today for a free consultation with our social security disability attorneys.
- Winning Social Security Disability Benefits: A Step by Step by Step Guide to Understanding and Applying for Social Security Disability Benefits
I just wanted to say thank you for all you’ve done for me! I really appreciate you and the fact that you are always honest with me and looking out for my best interests! Thank you for taking time out of your busy schedule to help me a reassure me! If there is ever anything I can do to help you, please let me know! I didn’t tell you about my degree to brag but I wanted to let you know that you had a positive effect on my life and I’m going in the right direction because of you. When you met me, I was too sick to work and you helped me win disability benefits, which took four years, two hearings and work before the Appeals Council. Now I’m doing my best to be a contributing member of society. You believed in me and for that I will never forget you! If I hear of anyone who needs a lawyer like I did, I will definitely recommend you!
See what else our satisfied SSD clients are saying about working with Andalman & Flynn.