Success on Long Term Disability Claim Improperly Filed by Employer
The client retained our services to appeal a denial of Long Term Disability (LTD) benefits. Basis of disability is osteoarthritis of the right knee for which client underwent a total knee arthroplasty. A significant hurdle in this claim was that the benefits manager at the client’s company never properly filed the initial application with the carrier and the client was no longer eligible to apply for benefits. We were able to prove that the client had filed the application timely, and provided sufficient evidence to have the claim awarded.